If I am injured in a motor vehicle accident, who pays my medical bills?
In Pennsylvania, every motor vehicle insurance policy must have at least $5,000.00 in first-party medical benefits.
This is a fairly complex area, and there are various exceptions. However, you are usually eligible to claim those benefits if you are a “named insured” on the policy, if you live with a “named insured” and are covered under the policy or if you are in an insured vehicle.
If serious injuries occur, the first-party benefits are oftentimes not enough to pay for all medical treatment, in which case bills should then be submitted to your private health insurance carrier.
This is a fairly complex area, and there are various exceptions. However, you are usually eligible to claim those benefits if you are a “named insured” on the policy, if you live with a “named insured” and are covered under the policy or if you are in an insured vehicle.
If serious injuries occur, the first-party benefits are oftentimes not enough to pay for all medical treatment, in which case bills should then be submitted to your private health insurance carrier.
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