What is my required insurance coverage?
There are two types that are required, consisting of First Party Benefits and Liability Coverage.
First Party Benefits: A minimum of $5,000 of medical coverage, but you can purchase more.
Liability Coverage: In Pennsylvania, you need at least $15,000/$30,000 worth of liability coverage. This means that you will be covered for at least $15,000 in injuries to one person, and up to $30,000 per accident if it involves more than one person. Higher coverage limits are available, and are generally a good idea. Given the rising costs of medical treatment in today’s world, $15,000 does not provide much coverage.
Additionally, you are required to have $5,000 in protection to cover any property damage that may occur as a result of an accident.
First Party Benefits: A minimum of $5,000 of medical coverage, but you can purchase more.
Liability Coverage: In Pennsylvania, you need at least $15,000/$30,000 worth of liability coverage. This means that you will be covered for at least $15,000 in injuries to one person, and up to $30,000 per accident if it involves more than one person. Higher coverage limits are available, and are generally a good idea. Given the rising costs of medical treatment in today’s world, $15,000 does not provide much coverage.
Additionally, you are required to have $5,000 in protection to cover any property damage that may occur as a result of an accident.
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